Our goal is to provide concise, unbiased investment information to help people do the most with their money

We believe this can be achieved by informing people about (1) investment opportunities, (2) potential losses due to fees or active management and (3) the difference between investing and speculating.

We do not think years of education or lengthy books are required to achieve this.

Quick investment information

A concise, 5 minute introduction to investing.

Short table of investment categories with past and predicted future returns.

A simple discussion of assets and why they may lose, hold, or increase value in the future.

Recent articles

Index funds (2026-02-02)

Our 2026 investment portfolio (2026-1-3)

2026 Investment Outlook (2025-12-26)

Taxes and investing (2025-5-3)

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News & Thoughts

February 4, 2026
If investors get more defensive, BRK could outperform.

January 29, 2026
Earnings report causes Microsoft to fall 10% in minutes.

January 16, 2026
Congress likely to avoid a US government shutdown this time.

December 28, 2025
13 new year investing resolutions to consider.

December 16, 2025
Oil reaches 4-year low price due to oversupply.

December 1, 2025
Vanguard has reversed its long-held stance against crypto, deciding to allow cryptocurrency ETFs.

November 20, 2025
Bitcoin winter may have arrived, price drops below $87k.

November 12, 2025
US government shutdown may be coming to an end.

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